Dividend Growth Investing, Retirement Income, Stock Market Investing, Stock Market Timing, Uncategorized

Speculations Outside of Your Stocks

Monday, July 17, 7:59 am EST. I don’t just invest in safe-dividend growers, though I do advocate that everyone should. I also take some speculative positions in other stuff that I strongly believe is going to do very well.

I’m not saying that anyone should buy these, but I will put them out there, so that anyone can do some serious digging for themselves, and determine if they wouldn’t want to take a similar shot, too.

So, for your own research, I’d say take a look into the ISE Mobile Payment ETF, symbol IPAY. Within just the next few years everyone will be paying their retail purchases by means of their phones! This technology is already huge elsewhere, and it will come here, too! I have a 24% gain since October in this one, and it’s just getting started.

The Krane China Internet ETF, symbol KWEB. The growth in China, especially of a middle class, that is ganging onto the internet there, and causing their travel sites, retail purchase sites, and their personal selling sites; like our Priceline, Amazon and eBay, to explode has given me a 23% gain in under a year, and this has some years to climb yet, I’m quite sure.

In a similar vein, but in keeping with the internet and Ecommerce themes overseas, there is the Emerging Markets Internet and E-commerce ETF, symbol EMQQ, which I only recently acquired, but has risen from the get-go.

And, finally, there is a whole rising of the world economy taking place outside of the US, and all the emerging markets around the world are experiencing a lift. But the Wisdom Tree Emerging Markets Fund, symbol DEM, also pays a goodly dividend of a $1.36 a share. I want in on that, so I took a position in it. valuations are starting to get quite high in the states, but that is not the case in the emerging markets of the rest of the world, so there is value there that gives them room to grow their prices at a rate we’re not likely to see here at home.

Let me add this: We look to be entering the final innings of this bull market, which launched in March of ’09. Before these end, they often take a breathtaking run-up first, that sucks a lot more people and money in. When this takes place, typically technology and/or biotechnology are prime beneficiaries of all that new money. I have not bought yet, but I do believe that I will be taking positions in one or more biotech ETFs. I currently considering BIB and/or SBIO. I believe a case for both can be easily made.

Don’t buy because I say so… conduct a little on-line study of what’s inside these funds, and ask yourself if you think there might be an advantage to be gained for your portfolio by adding some shares of any of these. I did, and they’re working out so far.

Think of these as potential kickers, and not main drivers of your portfolio… just some sauce or gravy, not the meat or potatos.

Harold

 

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Dividend Growth Investing, Retirement Income, Stock Market Investing, Stock Market Timing, Uncategorized

OEXpert 7 Called It Again!

Sunday, July 16, 8:37 pm EST. Okay, I’m not braggin’, but I have this 25 year old stock market timing program called OEXpert 7, from 1992. I wrote last week that I was getting a low-risk market entry signal from the program, and sure enough… Wednesday, Thursday and Friday, stocks lifted off, and now, depending upon the index, we closed Friday at new all-time highs!

Never doubt the Xpert! It’s been giving me great calls for 25 years… I really came to fully trust it back in the summer of ’96. I’ve been telling folks of when it has been signaling for all that time, and have earned quite a reputation among those that have taken note of all the many times it’s gotten it right.

For this week, I expect a little more upside initially, but I’d like to see a little pullback later in the week, that I might buy yet more. I got so busy last week, I wasn’t able to take full advantage of my own timing call!

Accumulate shares of safe-dividend growers, of the kind I am able to find any time, and frequently post here… then, start tracking your dividend income, and its rapid growth. If you’d like an Excel file already set-up for just that purpose, I’ll gladly share it with you.

Here’s to your successful investing!
Harold F Crowell

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Dividend Growth Investing, Retirement Income, Stock Market Investing, Stock Market Timing, Uncategorized

For New Readers

Saturday, July 15, 9:02 pm EST. I could still laugh yet more at myself. I wanted to do some more buying this week, but was always having to be about something that kept me away from my computer. On Friday, we ended up inviting a number of family members and taking the day to go to an aquarium. As a result, I missed out on the gains of Thursday and Friday, had I been around to be buyer earlier. No worries. I expect we’ll see some pull back this next week, and I’ll take advantage of any weakness to accumulate some more shares.

I’ve been getting emails indicating that new readers have come on board. I want to share this live link again to the one investment book everyone should read and wed themselves to. The Single Best Investment by Lowell Miller, here:

http://www.mhinvest.com/files/pdf/SBI_Single_Best_Investment_Miller.pdf

Click on this link for the free PDF file of the book. You can leave it on-line and click on it to read from it anywhere you’d like, or you can copy the file onto your own machine and have it there for future purposes whenever you’d like.

You ONLY need to read the introduction, and the first 4 chapters… some 63 pages, or so. Digest those, and you’ll get it! This is the way to go. Be a buyer of shares of safe-dividend growers, and reinvest the income, and whatever else you can add, as you are able, and then focus, concentrate upon growing that portfolio dividend income.

There’s one thing you are going to need and want in your retirement… Income! Why not invest for an ever-growing stream of income now, and start taking it in your retirement then. You can make it to only go up, and you won’t have to spend down all you’ve sought to accumulate all your working life in retirement, wondering whether you’ll go through it all before you die.

Start investing for a dividend income stream that will grow at a rate that will far outstrip inflation, and will continue to grow in value, as the market should, and leave to your heirs more than you entered your retirement with!

Nobody else does this… nearly all are all about growing their nest-egg. Forget that! Grow your income, and measure its growth to your own predetermined target and goal… then, LIVE!

Live like nobody else now, investing to rapidly grow an income, so that you can live like nobody else later!

Harold

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Dividend Growth Investing, Retirement Income, Stock Market Investing, Stock Market Timing, Uncategorized

Still Reason to Laugh!

Thursday, July 13, 4:50 pm EST. I did say that I wanted to do some more buying today, and I was going to, too! But, a dear friend, in need, called early in the afternoon, and all the rest of the day was spent assisting my friend. Tomorrow’s not looking too good either, as we’re taking family away for a day to a great local outdoor attraction. Will I ever get to buy and add some more safe-dividend growing shares again? Sure, if only I weren’t such a man-in-demand all the time, like I am now in my retirement!

It’s all good. It’ll all work out. I’m not too concerned. A friend suggested I use Robin Hood as my brokerage, and do my trades from my phone. The commission per is $0, he says. Take a look, maybe it’s just what you’d like to use… as for me, I’m good. I’ll wait until I have some time in front of my PC to enter my trades at $3 per with eOption.

Portfolio dividend income has been growing at a very good rate. The wife retires in some 5 more years. We intend to be deriving so much safe-dividend growing income from our stock holdings, that with all other sources combined, we expect to replace all of our current income, and not have to take any kind of a ‘pay cut’ in retirement at all!

Retire on 80%, 75% or as little as 60% of your current take home? Not me! Not if it’s possible to invest in safe-dividend growers, and replace it all before you retire. Time is the hero of the plot. Harness it, and you’ll harness compounding, and just watch your wealth and income grow exponentially!!!

Harold

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Dividend Growth Investing, Retirement Income, Stock Market Investing, Stock Market Timing, Uncategorized

Laughing at Myself…

Wednesday, July 12, 5:44 pm EST. I had said that I intended to do some more buying today. We had boomer thunderstorms here, and I got on a small inside project or two, got sleepy… and took a NAP! I didn’t buy anything!

That’s okay. It’s one of the most beautiful things about long-term, buy-to-hold investing of safe-dividend growers. There’s no real necessity to have to make a move at any given time. Years from now, it won’t make enough difference to have ever mattered. I think I’ll have time tomorrow to look everything over, and perhaps add some more shares of selected issues… If I can stay awake long enough!!!

Here’s to your successful investing!
Harold F Crowell

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Dividend Growth Investing, Retirement Income, Stock Market Investing, Stock Market Timing, Uncategorized

All Caught Up?

Wednesday, July 12, 9:27 am EST. Having updated the timer, it has indeed signaled a lo-risk market entry here. Not so much as I enter data and look at its report on the S&P 100, the OEX, but certainly more so, as it was a technology correction, and I also track the NASDAQ 100, or the QQQ, and it gave an all-out signal from each of the 7 indicators within the program. The OEX only consolidated, and so it’s not going to put them all into place, but F1, F5 and F6 did, which is enough, along with all 7 on the QQQ to give me reason to believe that it’s okay to be a buyer here, and I believe I’ll be adding more to our current positions.

Let me next report, in this post, as an addition, what my latest search brings to the top.

Harold

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Dividend Growth Investing, Retirement Income, Stock Market Investing, Stock Market Timing, Uncategorized

I’ll Catch Up…

Tuesday, July 11, 9:36 pm EST. I know I said I’d do this, and I’d do that. I need to catch up. I will update the timer, as, after today, it should only be looking better, I would think… and, I still need to do my income report.

So, June statements came in last week, and I inputted all the dividend income data from each of our 4 account statements. I want to state this as plainly and clearly as possible. We have taken control of our portfolio dividend income, and we make it to only go up! June’s income from our stock holdings rose 70% over last December’s income, 6 months ago, and well more than 100% over June of last year… Now, some of that was from our dividend increase “pay raises,” which we received, not just from some, or even most of our safe-dividend growing stocks… but, from every last one of them!

But, the real growth was accelerated, when we acquired more shares around each of the recent lo-risk market entry opportunities, of which I think I see one right here and now… I’ll update the timer, and confirm or deny that Wednesday morning, as I expect the technical indicators of measured stock market risk to be rather low, and perhaps all signaling by just about now.

I’ve already reported that I was a buyer last Friday, and not aggressive, but enough so as to further grow our income… I did make one foolish mistake, however. I failed to record what the previous income figure was before I added the new income to it. Because of my oversight, I am not able to report precisely how much I caused our income to grow last Friday with our new purchases, but If I had to guess, I would say that I increased our income by approximately 6%, just by those new purchases alone.

Perhaps, after I update the timer in the morning, I’ll be a buyer again, and add still more, as I’ve considerable cash… I’ll let you know!

Here’s to your successful investing!
Harold F Crowell

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